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Mortgage rates are rising at their fastest pace in recent history – Indiana Gazette

by admin
November 30, 2022
in Uncategorized
0

A steady rain this morning. Showers continuing this afternoon. Morning high of 52F with temps falling to near 35. Winds WSW at 10 to 20 mph. Chance of rain 100%. Winds could occasionally gust over 40 mph..
Partly cloudy skies early will give way to cloudy skies late. Low 23F. Winds W at 10 to 20 mph.
Updated: November 30, 2022 @ 10:07 am

In 2021, the average interest rate for a 30-year mortgage was 2.96%, nearly half the average interest rate for a 30-year mortgage over the last 30 years—5.74%. The Federal Reserve began raising interest rates in March of this year, starting gradually and then more aggressively as inflation remained stubbornly high. As a result, mortgage rates are rising at their fastest pace in decades. Just recently, 30-year mortgage interest rates topped 7%.
Mortgage rates are now at the highest they’ve been in 20 years. And despite a decline in home prices, the monthly mortgage payment for a median-priced home in the U.S. remains about 50% higher than before the rate increases. While mortgage interest rates are largely determined by macroeconomic trends, prospective home buyers do have ways of securing a lower rate—including maintaining good credit and putting down a larger down payment on their home purchase.
The Federal Reserve began raising rates in March of this year to combat inflation, leaving m…
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